Sunday, June 16, 2013

A Few Good Men

Kids are often asked this question.. "who is your idol? who would you want to be like when you grow up?" Honestly, I never had any single idol till date. But there have always been some, A Few Good Men as I will call them, who have influenced my thought process and helped me look at this world in a different light. My grandfather is one such person. He has some very strong opinions about various topics and I used to love to listen to him talk. I was lucky to grow up in a house with very well read people around me and a spirit of free discussions and civilized arguments, often over meals :) This is a big reason why I love to think about things and have thought provoking discussions with friends. And this habit helps me to look at people in a different light and helps me learn something good from them.

As such there are many Good people around and have been over the ages. I had thought of writing about a few people who are rich and famous and are doing wonderful things for the society; Bill Gates and NR Narayana Murthy to name a few. NRN likes to call himself a compassionate capitalist which is what he is. However I am not going to talk about them as most people already know a lot about them. So here is someone from more than a century ago about whom we know very less but I believe his life story deserves to be known.

I have been watching a Marathi series recently based on the life of Justice Ranade and his wife Ramabai Ranade. In school history lessons there is a fleeting mention about their social reform work. But this series introduced me to the person behind that work. Supreme intellect, holistic thinking, sincere empathy coupled with an immense will to help his people, irrespective of their social status, made him what he was.

Nyayamurti Mahadeo Govind Ranade or fondly known as Madhavrao or Raosaheb, was born in a well to do Brahmin family and could have continued his family business. However his intense thirst for knowledge led him to study law and by the time he retired he was a Judge of the Bombay high court, a great feat in late 1800s for an Indian. Using the judiciary as his weapon, he strived to improve governance for his people while maintaining good standing with the empire. This required shrewdness and a lot of diplomacy. He was a phantom force behind numerous social organizations like Prarthana Samaj, Sarwajanik Sabha etc working to improve the conditions of farmers and labor class and bring about religious reforms. He strongly condemned the rituals which formed a cruel but inseparable part of Hindu society. Through his speeches and writings, he tried to logically strike down all arguments in favor of the rituals by pointing out the relevant references in the Vedas which were used to prop them up.

He was a staunch supporter of widow remarriage and was dead against the inhuman practice or tonsuring widows. Coming from an orthodox family, he had to marry an underage girl against his will after his first wife passed away. Being a reformist, he received severe criticism from his detractors. But he took an oath to educate his wife and set a shining example of what an educated woman can achieve. He made his wife worthy to serve other women by educating her and sensitizing her about the plight of her peers. She then went on to do some exemplary work in her later days.

He was liked and highly respected not only by the masses but also by eminent peers of his time. He helped create a strong rank of young politicians like Gopal Krishna Gokhale. He played a big role in the formation of the Indian National Congress which was instrumental in India's freedom struggle. He had an intense desire to see India get independent from the British empire. Although being a moderate that he was, Justice Ranade respected the revolutionaries for their strong sentiments. But he was not in favor of an armed revolution for the basic fact that as a nation, India was not ready to govern itself in the eventuality of a successful fall of the British rule. This shows his farsightedness. He always had a balanced look at things and let logic and fairness rule over sentiments. He was a wise man in true sense.

Although he lived in the 1800s, his thoughts and ideals are still relevant. There is a lot the current political leaders can and should learn from his life; a sense of duty towards fellow countrymen, empathy, good governance and making the best use of your position and ability for the greater good. I have no doubt that his life story has had a positive influence on me. I do not know how capable I am of emulating this great personality but even if I can bring out a fraction of his virtues in me and make a positive difference somewhere for someone I will say that the hundreds of television episodes were worth it!! 

Monday, April 15, 2013

Collateral damage

The day started with the news of blasts in Boston at the Boston Marathon finish line. At this moment I know that 2 people have died and many others injured. I have realized that since quite a long time now, I have become apathetic towards such incidents. It has become a routine to call up your near and dear ones to check that they are fine, mention to someone how terrible the incident is and then carry on with your day. I am not even sure if that mention means anything to me anymore.
I sometimes feel bad that I have come to such a state. But this is what routine does to you. News of violence is a common feature on TV now and coming from Mumbai I have experienced the fear and anguish a few times too many. I am pretty sure that I am not the only one with such thoughts.This collateral damage caused by the constant violence is never accounted for. Unfortunately, even the eternal optimist in me can see no remedy to this apathy unless the violence itself stops. Now I cannot even think of commenting on that solution any more. My only wish now is for that trace of empathy for those I don't know to stay alive in me. 

Thursday, January 24, 2013

Spare the rod and spoil the child

"Spare the rod and spoil the child". We have heard this saying numerous times. It simply means.. 'If one does not discipline a child, he or she will never learn obedience and good manners.' Here is why I chose the title..

Recently, India has witnessed age old problems boil over in the form of massive protests which lose steam eventually. Then the poison goes back to simmer and the fumes keep eating into our society. In the past two years we have witnessed and few of us maybe have been a part of two such spills. The first one was corruption and now the rape cases and treatment of women in general. 

The entire country joins in blaming their own elected representatives for not doing anything. New promises are made and broken, just the way they are supposed to be. But I am not saying that these protests are useless and get us nowhere. They do a couple of things. They make us think. They get the issue into limelight where we, as a nation, discuss it. We openly recognize that it is an issue in the first place. Some people get genuinely affected by the charged environment and knowingly or unknowingly change themselves for the good. Many discussions come up where moral and ethical degradation of the society is discussed and the need for transformation as a solution to the issues is proposed. Not many people have good answers as to how this can be done. And I don't blame them. It is not that simple. 

The very fact that the situation boiled over means that the the poisonous brew is extremely strong and something really strong is required to neutralize it. That would be like a moral revolution which is kind of unlikely. We like to believe that education can help set a moral or ethical base but it has been amply proved that education does not help. It just enables you to sin smartly. What we need is to remove the poison from the cauldron slowly. By this I mean harsh deterrents from adding to the poison. I strongly believe that human psychology anywhere in the world is shaped by the environment they live in. Majority of the people living in corruption free countries or places where women are safe are no saints. They have lived under strict laws and more importantly strict law enforcement for generations which has resulted in a natural aversion from committing any misdeed. And here is where my title makes sense. A simple example I can think of is observing traffic rules. It is not that we do not have laws in India. But law enforcement miserably fails. I know it is not easy with India's huge population but it seems the authorities have given up. Thus there is no deterrent and flouting of rules is rampant. 

In countries like USA where law enforcement is extremely strict, we see most of the laws being obeyed. I am pretty sure that this is out of fear of the "ticket" rather than from the feeling of doing the right thing. But it serves the purpose. This fear gradually gets ingrained in the sub-conscious and becomes a habit. That is when you see disciplined traffic. But that initial fear is necessary. And this is where India needs to get its act together. Law enforcers need to take existing laws seriously and law makers need to create some tough ones. For this to happen the political will is necessary. Law enforcers need to have the right rewards and incentives. Law makers need to be free from political games. This will only happen if we have a strong government which does not have to worry about keeping alliances happy. This will only happen if we vote and put some thought into it before electing someone. 

So if you think about it, we, the children need to choose the right parents and give them a rod to discipline ourselves. Or else, we will be nothing but spoilt children ready for mischief. 



  

Sunday, November 11, 2012

Coffee, Bagels and Trivia


It has been a long while or probably for first time in my life that my weekend starts with a 4.40am alarm!! Thanks to some enthusiastic friends, I have got into this routine of hiking every weekend. And I intend to turn it into a habit. It has been 4 weekends of going up Camelback Mountain around sunrise, taking in the beautiful views of the city of Phoenix (the Valley of the Sun) and then drive back for the other fun part of this routine; Coffee and Bagels and a couple of hours of chitchatting.

Our hangout is Einstein Bros Bagels. Do try it if you have never been there. Some really good bagels they have, especially their gourmet bagels. As soon as we settle down at our table the chatter begins. Regular topics include movies, books, personal stories, office gossip, weekend plans AND some trivia every time. 

Somehow, unfailingly, in our discussions some topic comes up where no one really has any idea what it’s all about, but the enlightened ones that we all are, we keep dishing out our opinions. It could be as varied as ‘what is the difference between a chapel and a cathedral?’ to ‘what is the difference between jams, jellies and marmalade?’. And then enters the savior, old faithful Google!! It is usually me who does the honors. It is said that Google is one of the biggest conversation killers, but trust me, there comes a time in such discussions when it is better to know the facts rather than going nowhere with so many experts.

And after this Trivia check, eldest in the group that I am, I end with these words, “So kids, what have we learnt today?” J

Tuesday, October 30, 2012

The Economics of Relationships

This one has been long overdue. I thought of writing this article after I had my finance and economics classes at Purdue. While hanging out with a friend in the common area at school, we extended some of the concepts we learnt in these classes to a different area, human behavior and relationships. It’s amazing how closely some business concepts support human interactions. Sometimes we might have gone overboard while trying to fit in things, but nonetheless, it was fun!! 


Probably the most important concept in finance is the Net Present Value or NPV. It is the present value of future cash flows. Many important decisions and deals depend on this NPV. We observed that human interactions are greatly influenced by this concept. Every person has an NPV and this changes depending on the other person involved. But here the present value is not of actual cash flows (maybe sometimes it is) but of something intangible; probably some favors or expected good times with the person or something with an emotional value. The NPV of my best friend is far greater for me than for someone who is just an acquaintance of his. For me this NPV is based on all the reasons due to which the person is my best friend. The NPV of smart students is high for others because of all the possible help which they could expect, but for the smart students the NPV of the others is not as much or sometimes negative because of the possible hindrance to their study time… hahaha.

Sometimes we may not know a person but still his or her NPV for you exists and can be significant. Take for example, all applicants for a job you have applied for. Most certainly all have a negative NPV for each other since one getting a job means no future cash flows, literally. I have observed changes in people’s behavior towards each other from ‘my dear friend’ to ‘do I know you?’ within a span of few weeks. It’s all got to do with how valuable or important the person is going to be; which is basically NPV.

Now let us extend this concept to incorporate Options. When you are dating someone, the persons NPV is quite high for you since there is a potential of a long term (hopefully lifelong) partnership. However, like in any big project, we make sure that we have a chance to exercise an option of backing out of this partnership if you see the NPV going negative once more information about the project is available. Thus, engagement is the time when each party gets the right, with no obligations to exercise the option in either way; stay (marry) or back out.

Having said all this, we know how unpredictable human behavior is. In so many situations we end up doing things that a rational mind would not think of doing. This is where the above concepts fall apart. Maybe this is where the concepts of speculation, risk/return tradeoff can be brought into picture. But I won’t delve into those now. I am done with my MBA and leave it to current management students who have some free time to spend in the common rooms J

Thursday, May 17, 2012

Can I make a difference?


Over the last few weeks I have repeatedly come across this question.  Through discussions with friends, articles and videos on internet and the latest, a popular Indian TV show, Satyameva Jayate, this question keeps coming back. Can I make a difference? If yes, then how and when? Should I even care? Would that be too idealistic?

Even after 65 years of independence my motherland, India, and its people have not been able to get rid of numerous problems. In fact many new problems have cropped up. Every day is a challenge for many people, a puzzle to be solved… the solution to which would get them their next meal probably. I can safely say that I am one of the lucky minorities who live a relatively easy life. Then is it not my responsibility or duty or moral obligation (I don’t know the apt word here) to do whatever is in my capacity to help someone solve their puzzles?

I know people who have given up everything in their lives to help someone. Even when the riches of this world would have been within arms’ reach for them. I would not call them selfless because I guess that’s what gives them happiness. But I am pretty sure, how much ever I think of making a difference, I cannot give up many things I have in my life. Call me selfish or insensitive for saying this aloud, but that’s the truth for most of us. It is also true that I do not crave for too much money and would not mind giving up some of whatever I get to make a difference in someone’s life. Although, with a family in picture, this decision would not be solely my own. Giving my time and skills (with my MBA :P ) for some cause is another option. But again, with a career in balance, how much of your time can you give up?

So that’s the thing. Right now, it is just random thoughts troubling me. It is troubling because I know I will not be making too many sacrifices but still want to make a difference. It makes me look bad in my own eyes. So right now all that I’ll do is to carry on to get my life on track. When and how to make a difference is a question I’ll always keep open and I am hopeful that I’ll find an answer soon. I don’t know how many of us feel this way. But for those who do, here is a great line from a popular Hindi song…”kuch aisa karke dikha, khud khush ho jaye khuda”. 

Tuesday, April 17, 2012

Why do I always smile?


This post is dedicated to my grandmother who passed away 2 days ago

Ever so often I get this compliment.. “I always see you smiling”. I never thought about it much. Now that I think about it, I realize that it is not something I do consciously. It is totally involuntary, just like my breathing. And I think it comes from my attitude towards life, ever optimistic, always positive. And where did I get this attitude from? I give that credit to my wonderful family. And I want to thank God for sending me into this wonderful family and giving me this great life. I don’t remember anyone from my family explicitly telling me to have an optimistic outlook. But each member through example, through the way they have lived their lives, has left a lasting impact. That’s what has shaped me.

I would particularly like to mention my grandparents. Never ever have I seen them grumpy or complaining or fretting about things. My wonderful grandma who passed away this Sunday, was a tough old woman, a survivor. She fought off cancer and a small heart attack a few years back. She was 84, but had so much zest for life. Although in the past few years she couldn’t travel much, she loved to meet people and loved to have people come over to our place. Without doubt she has been one of the strong links that has kept us close to our extended family of multitude of cousins. I know she had been in pain and discomfort many times during her illnesses. But I never heard her complain too much. When I had an accident, my grandma was in the same hospital where I was, recovering after her cancer surgery. I was supposed to meet her that evening, but instead she came to my room to meet me and cheer me up. She said that she had a great life with great people around her and thanked God for it.

With such positivity in the family, it is natural for me to turn out the way I have as a person. Just like my family, I have some really wonderful friends always around me. It is comforting to know that they will always be there through good times and bad. God has been kind to me and there is no reason to complain about anything. So the least I can do to pay him back is to make sure people around me stay happy. I cannot change things in their lives but in tough times, if I can give them a few moments of happiness, some fits of laughter or just a simple soothing smile, I am sure I will make a positive difference.

While I was walking today along the river, I thought of a life mantra for myself… “Share your joys and others’ sorrows”. Now I am not a superhuman, so God forbid, there could be times when I would burden my close ones with my sorrows. But if I can help it, a smile is all that you would see J